The change of seasons reminds us that, while many aspects of life change, what must remain constant is confidence in our ability to respond versus react to change in general. At times, it may seem as if you have no control over what happens, but you always have control over how you respond to everything that happens to you.
This article provides a general overview of a retirement time line without enumerating all the pros and cons surrounding the age specific decisions. Many people think major retirement decisions coincide with your 65thbirthday. In reality, many important decisions begin as early as age 50. Actually, you are never too young to start developing your long term financial objectives. “If I knew then what I know now …” is a phrase often spoken by seniors who would have done things differently if they had been more informed young enough to make intelligently planned decisions versus emotionally charged emergency ones in reaction to sudden life changing events.
I used to subscribe to the philosophy, “Success is a journey, not a destination!” Now one of my favorite sayings since owning a Honda Odyssey is, “Life is an odyssey! Enjoy the ride!” One of the best ways I know to enjoy the ride is to be financially, physically, emotionally, and spiritually fit. As a CPA, my clients focused on their financial fitness because retirement planning has been traditionally about numbers. Now as a PAC (Personal Achievement Coach), clients focus more on their personal outlook and mindset, the starting point which leads to improved financial statements, health, relationships, and fulfilling their life dreams.
Why New Year’s Resolutions Often Feel Useless!
Ever wonder why nothing ever gets started until someone commits to doing something? Without commitment, setting “goals” is a useless process. Make a small SHIFT and focus on the commitment for whatever you choose to achieve this year to create your best year yet!
It may seem obvious, but intentionally making a commitment (and keeping focused on it long after the energy with which you started a project wears off) is the first domino in the sequence to put things into motion, then Providence stirs up the universal energy to help manifest your desired outcome or one you never imagined possible.